For many Mississippians, owning a home is part of the American dream. But before you can get the keys, you’ll need to qualify for a mortgage — and your credit score plays a major role in that process. Whether you’re preparing to buy your first home or move up to your next one, improving your credit score can make a huge difference in loan approval, interest rates, and overall affordability.

Here’s a step-by-step guide to getting your credit (and finances) mortgage-ready.

1. Know Where You Stand

Start by checking your credit report from all three major bureaus — Equifax, Experian, and TransUnion. You’re entitled to a free report each year at AnnualCreditReport.com. 

Look for:

  • Errors or outdated accounts that can be disputed and…

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September 11, 2001, changed the world forever. Each year, Mississippians—like millions of others across the country—pause to remember the nearly 3,000 lives lost and to honor the courage of first responders and everyday heroes.

Here in Mississippi, remembrance carries a deep personal weight. From church vigils and flag ceremonies to community service projects, our towns and cities continue to stand together, united in honoring those we lost and reflecting on the values of resilience and hope.

Mississippi’s Tributes to 9/11

  • Jackson and Central Mississippi: Local fire departments and law enforcement agencies traditionally hold memorial services, ringing bells and lowering flags to half-staff in recognition of fallen first responders.

  • …

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Mississippi doesn’t just have a rich history—it has a rhythm. From the cotton fields of the Delta to the juke joints of Clarksdale, the Magnolia State is where some of the most influential voices in American music first found their sound. The global legacies of blues, gospel, rock, country, and soul all trace their roots here.

Let’s take a closer look at Mississippi’s role as the cradle of American music, the legends it produced, and the cultural treasure that is the Mississippi Blues Trail.

Mississippi's Musical Giants: Icons That Changed the World

B.B. King – Born near Indianola, B.B. King revolutionized the blues with his signature guitar style and emotional vocal delivery. His influence spans every genre from blues to rock.

Elvis Presley…

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Abandoned homes, overgrown lots, and neglected structures—these are the signs of blight that affect property values, safety, and community morale. Across Mississippi, cities and counties are taking bold steps to fight back. The good news? Homeowners, real estate investors, and community groups can all contribute to the cleanup—and benefit from the opportunities it creates.

The Cost of Blight

Blighted properties aren’t just eyesores. They can attract crime, drag down neighboring home values, and place financial burdens on cities through code enforcement, fire risks, and lost tax revenue. In Mississippi—where small towns and rural areas dominate—addressing blight is vital to economic stability and growth.

State and Local Efforts to Tackle the…

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Viking Investments Introduces Zego Cash Pay for Property Payments

We’re always looking for ways to make life easier for our clients. That’s why Viking Investments is proud to announce that we’ve partnered with Zego (formerly PayLease) to offer a new, more flexible way to pay: Cash Pay.

This option allows you to make secure, same-day cash payments for your property at over 25,000 retail locations nationwide, including familiar places like Walmart, CVS, Walgreens, and 7-Eleven.

What is Zego Cash Pay?

Zego Cash Pay gives you the convenience of paying your property dues in person, in cash — but without having to visit our office or mail a money order. Instead, you’ll use a unique barcode (provided by us) to make payments at participating…

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When people talk about real estate hotspots, Mississippi doesn’t always top the list—but maybe it should. From small-town charm to economic opportunity, the Magnolia State offers more than meets the eye. And for those buying tax deed properties, it may be one of the most overlooked—and promising—markets in the South.

1. Affordable Entry, Real Growth Potential

Mississippi boasts some of the lowest property prices in the country, making it ideal for first-time buyers or real estate newcomers. Whether you’re looking at residential lots, fixer-uppers, or rural land, the cost of entry is remarkably low—especially through tax deed sales.

But don’t mistake “affordable” for stagnant. Cities like Jackson, Gulfport, and Oxford have seen quiet but steady…

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Investing in a tax deeded property in Mississippi is only the beginning. Once you’ve secured the deed, it’s critical to understand your rights and responsibilities as the new owner—and how to protect your investment moving forward. Here’s a breakdown of what to expect post-purchase.

1. Confirm the Redemption Period Has Passed

In Mississippi, tax deeds are generally issued after the redemption period has expired—usually two years from the tax sale date. However, mistakes happen. Double-check county records to ensure the redemption window is closed and that you're the uncontested owner.

2. Get Insured: Quiet Title Action

Most title insurance companies won’t issue a policy on a tax deeded property unless a court has "quieted" the title. This…

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Mississippi offers unique opportunities for property buyers through its tax lien and tax deed processes. Understanding the difference between these two methods and the steps involved is essential for anyone looking to invest or acquire property due to unpaid taxes.

Understanding Tax Liens vs. Tax Deeds

In Mississippi, when property taxes go unpaid, the county holds a tax sale. Buyers at these sales receive a tax lien certificate, giving them the right to collect the debt plus interest. This is different from some other states where buyers receive a deed immediately.

The Redemption Period

Mississippi law grants the original property owner a two-year redemption period following the tax sale. During this time, the owner can redeem the property by…

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As the real estate market continues to evolve, savvy investors are constantly on the lookout for lesser-known strategies that yield strong returns. While traditional approaches like buy-and-hold or flipping still dominate headlines, there's a quiet revolution brewing in the realm of tax deeds and tax liens—an often-overlooked corner of real estate with immense potential.

Real Estate Market Snapshot

The past few years have brought a whirlwind of change to the real estate landscape. High interest rates, inventory shortages, and shifting migration patterns have reshaped buying behaviors across the U.S. While coastal cities have seen a slowdown, mid-sized inland markets—especially in the South and Midwest—are showing resilience and affordability,…

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Be on the look out for great deals coming soon in Washington, Coahoma, Quitman, Sunflower, Yalobusha, Bolivar and Attala County. We are currently assessing our new inventory and will be adding properties over the next few weeks. If you are interested in these areas, give us a call and we will be happy to assist you.

We look forward to doing business with you soon.

 

Sincerely,

 

Nick Miller

Viking Investments

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