How to Improve Your Credit Score and Increase Your Chances of Getting Approved for a Home Loan
Posted by Nick Miller on
For many Mississippians, owning a home is part of the American dream. But before you can get the keys, you’ll need to qualify for a mortgage — and your credit score plays a major role in that process. Whether you’re preparing to buy your first home or move up to your next one, improving your credit score can make a huge difference in loan approval, interest rates, and overall affordability.
Here’s a step-by-step guide to getting your credit (and finances) mortgage-ready.
1. Know Where You Stand
Start by checking your credit report from all three major bureaus — Equifax, Experian, and TransUnion. You’re entitled to a free report each year at AnnualCreditReport.com.
Look for:
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Errors or outdated accounts that can be disputed and…
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